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Buying A House (Part 1)
For many people, owning a home is a major accomplishment as it brings a sense of pride and freedom that cannot be matched by renting. When you own your own home, you are not bound by a landlord or his rules, and your monthly payments are actually building equity. Although there is no doubt...


Buying A House (Part 2)
In addition to understanding what type of loan to look for, potential home buyers also need to give lots of thought to...


Buying A House (Part 3)
Because the housing market has recently experienced turbulent times in certain areas and is prone to these turbulent times, it is a smart move for home buyers to evaluate the local housing market before making an actual purchase. Special items to evaluate include...


Owner Financing
If you're looking to buy a house, sell a house, or just interested in real estate, you must have come across the term owner financing€™. But what does it really mean? How does...


Owner Financing Types
In an owner-financing agreement, sellers and buyers are free to...


Owner Financing Buyer Benefits
So, what are the benefits of this arrangement? For the buyer, there are many...


Owner Financing Seller Benefits
What about the sellers? They get benefits too...


Negotiating For the Right Deal
If you are considering buying or selling a home, the art of negotiating will come in very handy in the process. As a matter of fact...


Credit in the USA
The issue of credit in the United States of America is by all means a very important one. Many aspects of your financial life will be hinged on your credit score and credit history and maintaining good credit...


Why Your Credit Score May Differ Among Agencies
At some point in time, you will need to obtain a credit report. Most financial experts suggest...


The Importance of Credit in Getting a Home Loan
As you can imagine, when you apply for a loan, the first thing the potential lender will do...


How Bad Credit Can Prevent You From Getting a Job
You may think your credit report only comes into play when you're trying to apply for a loan. Well, think again...


The Responsible Use Of Credit Cards
A credit card can be a useful tool to those who appreciate and understand how best to manage and use it responsibly. However, those who do not use a credit card wisely may find themselves...


How Bad Credit will Cost You (LITERALLY)
We have established the many ways that having bad credit can cost you, whether its by causing you to...


How to Fix Bad Credit
It is very clear that having good credit makes it that much easier to achieve the things you want to. But, having bad credit should not prevent you from achieving either, as long as you take the steps to rectify your credit and put yourself in good stead. Before you can start repairing your credit however, you have to know...




              

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