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Owner Financing - Seller Benefits

What about the sellers? They get benefits too!

Higher Sales Price.
Because the seller is offering owner financing, the seller may be in a position to command full list price or higher.

Tax Breaks.
The seller might pay less in taxes on an installment sale, reporting only the income received in each calendar year.

Monthly Income.
Payments from a buyer increase the seller's monthly cash flow, resulting in spendable income.

Higher Interest Rate.
Owner financing can carry a higher rate of interest than a seller might receive in a money market account or other low-risk types of investments.

Shorter Listing Term.
Owner financing attracts a different set of buyers. If a property is not selling under conventional methods, offering owner financing is one way to stand out from the sea of inventory and move a hard-to-sell property that otherwise might not sell.

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