Rent To Own       ...The Best source for Renting to Own, Owner Financed and Foreclosure homes.
     
     

Rent To Own
Frequently Asked Questions



 
Welcome to our Frequently asked questions page. Below is a list of common questions as well as answers.

Why do I need to check my credit score?
Will checking my own credit affect my credit scores?
Will my information be safe?
How do I get prequalified?
How do I gain access to the list of homes?
I have my credit score already do I need to get it from your site?
I have submitted my credit information. What is the next step?
I have selected my desired homes. What is the next step?
Do I need a credit card?
What if i don't have a credit card?
How long does it take to review an application?
Do I need perfect credit in order to qualify?
Do I need to submit my complete credit score?
How do I cancel my Free subscription?
How do I unsubscribe from your website?
I have forgotten my password who do I contact?
I have already submitted my information. Why haven't I been contacted by anyone?
What if i went through a recent foreclosure or bankruptcy?
What if i have my credit score and/or credit report from another site?
Will RentToOwnCentral negotiate the terms of my rent to own or owner financing deal for me?



Why do I need to check my credit score?
Your credit score is necessary as it is required by lenders and rent to own sellers. (If you have bad credit that's ok, the important thing is to get an updated credit score and know your status.)

Will checking my own credit affect my credit scores?
Checking your own credit will not affect your credit score.

Will my information be safe?
All of our partner sites use FULLY encrypted 128-bit secure sockets layer (SSL), offering the highest level of protection.

How do I get prequalified?
In order to get prequalified you need to do two things. Get your credit score and obtain your credit report. You do not need to send us your credit report but you need to have it on hand when you are contacted by rent to own sellers.

How do I gain access to the list of homes?
to see a list of homes in your area.

I have my credit score already do I need to get it from your site?
No. We simply recommend a good source for obtaining your credit scores. There are several different credit reporting methods available today and having all information from the same source ensures all applicants are evaluated using the same metrics.


I have submitted my credit classification. What is the next step?
The next step would be to make your desired home selections.

I have selected my desired homes. What is the next step?
Once you have selected your desired homes, the next step is to contact the sellers directly and work out the details.

Do I need a credit card?
In order to check your credit you need either a credit or debit card to verify your identity. If you do not have a credit or debit card you can apply for one at your local financial institution.

What if i don't have a credit card?
If you do not have a debit or credit card you can apply for one online through any financial institution.

How long does it take to review an application?
Sellers vary in their decision making time, but it is typical to receive a response within 3-5 business days.

Do I need perfect credit in order to qualify?
While good credit will greatly increase your chances of qualifying for a rent to own program it is not a necessity. Sellers will take other factors into consideration such as your down payment, length of credit, income etc.

Do I need to submit my complete credit score?
You do not need to submit your exact credit scores. We only need to know your credit classification based on your scores. (i.e excellent, good, fair, poor etc.)

How do I cancel my Free subscription?
If you wish to cancel any of your subscriptions please contact the service provider directly. You may find the service provider's contact information and cancellation instructions in the welcome email you received from them when you signed up for the particular subscription or service.

How do I unsubscribe from your website?
If for some reason you are no longer interested in receiving information about this exciting program, please click "Unsubscribe" at the bottom of any of the emails rather than hitting your Spam button or you may still receive messages.

I have forgotten my password who do I contact?
If you have forgotten your username or password contact the service provider directly. You should have received a welcome email from them with instructions on how to contact them.

I have already submitted my information. Why haven't I been contacted by anyone?
Once you have submitted all the required information the next step is to contact the sellers directly and work out the details. Please note that sellers will vary in their response times and so if you not received a reply from a seller you previously contacted in may be prudent try contacting them again.

What if i went through a recent foreclosure or bankruptcy?
A recent foreclosure or bankrupcy would not automatically disqualify you from getting a Rent to Own home. Sellers take several different factors into account when making a decision such as income, rental history, etc. However we need to have your credit report and score in order to get the ball rolling.

What if i have my credit score and/or credit report from another site?
That's Ok. We simply recommend a good source for obtaining your credit score as there are several different credit reporting methods available today and having all information from the same source ensures all applicants are evaluated using the same metrics.

Will RentToOwnCentral negotiate the terms of my rent to own or owner financing deal for me?
No. We are an information site and do not get involved directly with individual rent to own or owner financing deals between buyers and sellers.



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